Ginny, Marie, Katy, thank you so much for your kind words of encouragement.
Yes, we have gone through Dave Ramsey's Financial Peace University. Ironically, we were making less than our bills while taking it; and My Lowell lost his position right after taking it! So, we've not gotten to implement anything other than the concept of paying rent, utilities, gas and food before paying other bills. It's remarkable that we had to have someone to tell us that. But it's like we had to have permission to take care of our family before our creditors and dr/hospital bills!
I truly appreciate the prayers that y'all have sent up for us. I know that My Jesus is interceding on our behalf. I thank God that others are also. I don't completely understand it; but, I know it helps a lot.
May God bless you all!
Who's tied a knot in the end of her rope!